PRIVATE HEALTH INSURANCE REQUIREMENT FOR FOREIGNERS IN TURKEY

Private health insurance

Purchasing health insurance doesn't have to be complicated.

Please fill the below form to purchase the Private Health Insurance Policy. Please note that the insurance plans are based on minimum standards determined in the Circular Notice no.9 dated 06.06.2014 and are compatible with Residence Permit applications. 

Note: İf you purchase the policy untill 4:00 pm, the health insurance policy will be sent to your home address at the same day by courier.

Please fill the form to purchase the health insurance policy which is compatible with Residence Permit standards.
















E.g. 14/08/1972



















After filling out the form, our team will contact you within a short period of time. Our team speaks Turkish, English, Russian, Arabic and French. All information on this form is kept confidential.


 Residence Permit, Work Permit  Residence Permit, Work Permit    

NOTE: If you would like to get a hard copy of the health insurance policy by yourself, you can visit our office in Kızılay or Taksim and meanwhile enjoy the glass of Turkish tea.

General Information About Private Health Insurance

Unless otherwise is provided in the bilateral or multilateral social security agreements in which Turkey is a party, in the residence permit applications for one year or longer period, foreigners who are not insured by the General Health Insurance system under the Law no. 5510 on the Social Insurance and Universal Health Insurance, should have private health insurance covering inpatient/outpatient treatment and medical expenses.

It should be noted that, with the condition that all other requirements are satisfied in their residence permit applications, for foreigners who are below 18 years old (who are not within the scope of family insurance) and over 65 years old private health insurance is not required.

Foreign students who wish to register in GHI may fill out an application within three months after their enrollments in the Education Institutions. Those foreign students, who are not enrolled in the GHI, should take out an annual private insurance covering inpatient /outpatient treatment.

MINIMUM STANDARDS

In compliance with the Circular Notice no.9 dated 06.06.2014, Minimum standards for the required private health insurance for the residence Permit applications are determined as below;

Minimum Insurance Policy Plan should meet the following criteria

CONTRACTED HEALTH CARE PROVIDERS NON- CONTRACTED HEALTH CARE PROVIDERS
Minimum Annual Plan Premiums Minimum Annual Plan Premiums
Outpatient Coverage 2000 Turkish Liras Insurance Holder: 40%Insurer: 60% 2000 Turkish Liras Insurance Holder: 40%Insurer: 60%
Inpatient Coverage Unlimited Insurance Holder: 0 %Insurer: 100 % 20.000 Turkish Liras Insurance Holder: 20 %Insurer: 80 %

Moreover the following statement should be clearly noted in the Insurance Policies:

“This policy covers the minimum indemnification that is required by the 6/6/2014 dated and 9 numbered Circular Notice for those applying for residency permit that need to be covered by a private health insurance”

“İşbu poliçe 6/6/2014 tarih ve 9 sayılı İkamet İzni Taleplerinde Yaptırılacak Özel Sağlık Sigortalarına İlişkin Genelge de belirlenen asgari teminat yapısını kapsamaktadır.” (Turkish)

CANCELLATION OF THE HEALTH INSURANCE POLICY

The following conditions should be met for the cancellation of the health Insurance Policy by the insurance holder.

  • In case of presenting a new insurance policy that covers Residence Permit period.
  • In case of cancellation of Residence Permit
  • In case of presenting documents indicating enrollment in General Health Insurance system as described in Law no. 5510 on the Social Insurance and Universal Health Insurance.

As indicated in the article 15 of the Law no 6458 (the Insurance law), a natural person or legal entity located in Turkey must insure its local risks in Turkey by a Turkish insurance company/cooperative or a Turkish branch of a foreign insurance company.

DOCUMENTS NEEDED FOR PRIVATE HEALTH INSURANCE

  • Copy of Passport of the Insurance Holder
  • Turkish Tax Number or Turkish National Identity Number
  • Address in Turkey

Principles on Insurance and private pension are taken seriously in Turkey and are strictly controlled and monitored by the General Directorate of Insurance. Thus if you experience any fraudulent misrepresentation, please contact the General Directorate of Insurance directly and report your problem.

Ata İnstitutonal Consultancy provides the service throughout whole Turkey including İstanbul, Ankara, Antalya, İzmir, Mugla, Bursa and Gaziantep. İf you have any questions, please feel free to contact us.

  Residence Permit, Work Permit 

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